Insurance and Cost

Supporting your journey to a healthier, happier you
Sara Frawley, LMHC


Insurance typically covers psychotherapy although you may want to check with your insurance provider to ensure your specific plan provides coverage. Most plans have a copayment that you will pay at each session. My practice takes the following insurance:

  • Blue Cross Blue Shield
  • Tufts
  • Optum plans, including Harvard Pilgrim

If you have questions, please feel free to contact me.

Pay Out-of-Pocket

You may also choose to pay out-of-pocket, which means paying on your own without using insurance. Some clients prefer to do this to avoid involvement of a third party, their insurance carrier, in their treatment. Please contact me if you have questions or concerns about privacy and confidentiality.

If you choose to pay out-of-pocket, below are my rates:

  • Initial evaluation session (1 hour): $140
  • Individual therapy session (50 minutes): $120

Sliding Scale

A sliding scale fee is a reduced rate based on income and circumstances. If I do not take your insurance and you are unable to pay out-of-pocket, please contact me about the possibility of a sliding scale fee.

Free Consultation

If you would like to speak by phone or email before deciding whether to pursue therapy, please feel free to get in touch.